Nobody is immune to a life changing illness!

  • What is classed as a critical illness?
  • Could I still do my job if I have a heart attack?
  • How will my family cope if I ever got cancer?
  • How long would it take me to recover and get back to work?

It does not take an industry expert to tell you that a serious life changing illness completely re-evaluates your outlook on life and impacts your loved ones just as much as it does yourself personally. In the U.K. someone is diagnosed with cancer every TWO minutes [Source:www.cancerresearchuk.org],  and along with other common critical illnesses such as heart attack, stroke and M.S. on a significant rise this does not make for easy reading. The question then becomes ‘what if I got struck down with one of these horrific illnesses?’

Critical illness cover provides you with a lump sum benefit to help pay for things like medical costs, your mortgage, adjustments to the home if required and general living expenses should you not be able to return to work for a period, or ever.

Setting the correct type of policy is essential as different providers have various amounts of critical illnesses which are covered ranging from 40 up to 170 different illnesses covering some of the most common to the rare conditions.

Vital Protection can help you set up the correct protection policy to allow you to focus on your wellbeing, health and road to recovery and not have the financial burden of everyday expenditure. We have access to all the U.K. industry’s best providers, so we create a policy suited to you with the option of ‘add on’ features such as children’s cover and worldwide treatment, giving you the option of complete comprehensive financial protection and security for your family should the worse happen.

We will not charge you a fee for our services relating to insurance but we will receive commission from the product provider. The commission will be calculated as a proportion of the premiums paid for the insurance product.
You will receive a quotation which will tell you about the fees and charges relating to any particular insurance policy that we recommend. Ask us how we can help protect you financially from common life changing illness like Cancer, Heart Attack and Stroke.

Mr John Smith example:

Mr John Smith is 30 years old, a non-smoker with no medical conditions. As the main breadwinner of the house he wants a lump sum benefit of £50,000 to cover being off work for a year, should he suddenly be diagnosed with a critical condition to cover medical costs and household bills.

Mr John Smith’s monthly premium = Approximately £17 per month!

[Source: IRESS Exchange broker quoting system as of Dec 2019]

PROTECT WHAT IS VITAL TODAY…BECAUSE WE DON’T KNOW ABOUT TOMORROW